A Medicare supplement insurance policy helps pay some of the expenses not covered by Medicare.

Also:

• Your out-of-pocket health care costs are reduced
• You choose your own doctors, hospitals and other health care providers
• Your benefits increase along with Medicare’s deductibles and co-payments depending on your plan's coverage

With companies offering the same standardized insurance plans, your Medicare supplement choice comes down to price and a company’s service, reputation and experience with Medicare supplement insurance policies.